The Only Choice Funding Group (TOCfunds) is a small business loan brokerage that serves as an expert intermediary between business owners and the lenders that provide financing.  We assist small business owners with obtaining financing to build their businesses. Our breadth of lender relationships and access to the wide variety of loan programs ensure we have the right tools necessary to help find the best financing option for you.


We specialize in working capital to companies owned by women, Latinos, and veterans. These loans are designed to support the ever-growing market of minority-owned businesses.

With traditional bank lending being nearly unattainable to the SME market, we offer a variety of funding options, including lines of credit, merchant cash of advances, equipment leasing, unsecured business loans, real estate investment loans, invoice factoring, commercial mortgages, and more.

Our high-touch service starts from the moment we make contact.  We will work quickly to determine the right path forward based on your need and financial circumstance, then we get to work helping you sort through the maze of options.  As a business owner myself, I understand the circumstances surrounding your situation and can provide you the coaching, guidance, and support you will need to make the right choice and address your needs.